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PENSIONS—UK and USA


FOR BRITS RESIDENT IN FLORIDA:     UK PENSION and SOCIAL SECURITY MATTERS.  British pension transfers.  

►►►  UK GOVERNMENT PENSIONS: How to apply.  If you paid into a UK pension scheme, paid UK social security, national insurance stamp etc. you should find out if you are eligible to receive anything.  Your records will still be in the UK Government system and you may be entitled to some payment, however small and however long ago.  PROCEDURE:   Write to them 6 months before retirement age, giving them:  1] Your UK social security number.  2] Last address in the UK you lived.  3] Last date you worked in the UK.  4] If female, give maiden and married names. This information is so they can first find you in their old records to find and verify you. Then they determine if you are entitled to anything.  GOOD NEWS:  If you apply after retirement age they will still pay you any back-payment you’re due..   Send to:     UK Department of Social Security,  International Pension Centre, Tyneview Park, Newcastle-on-Tyne NE 98 1BA,  England.   Phone from Florida: 011441 91 218 7777   Their ONLY OFFICIAL website is:   www.thepensionservice.gov.uk    You’ll find your questions answered there.

IMPORTANT:  When you write to them, mark the envelope front OVERSEAS PENSIONS so it gets to the right room immediately.  This avoid delaysNEXT:  They will mail you forms. You mail those back. Then they wire your pension in US dollars direct into your US bank account.  [Or into a UK account in pounds if you prefer].  It’s very efficient.  They’ll even wire you any back-payment you’re owed, if you applied after retirement age.  


►►►   NON GOVERNMENT PENSION:  ARE YOU OVER 35?   DID YOU PAY INTO A UK COMPANY/PRIVATE PENSION?  

Do you know whether and how you can access your lump sum and bring it over to the USA?  

For a FREE review of your UK pension contact Mark Solomons in Florida with Florin Pensions
direct on  [561] 793-1311 email  msolomons@florinpensions.com  On Subject line put:  “To Mark Solomons—UK pension query”.    Include your name + city + phone + a sentence about the type of company/private pension you paid into.  NOTE: The UK’s decision to leave the EU has resulted in Gilt yields reaching all time historic lows,  pushing up the transfer values of UK defined benefit pensions schemes.  That means your unfrozen pension is worth MORE since July 2016.  Mark is a longtime member of the Florida Association of British Business [FABB].  As FABB’s UK pensions expert he has unfrozen many pensions for USA expats over the years.   

TO CLAIM AMERICAN SOCIAL SECURITY  [if you are a permanent resident or US citizen]. Contact the US Social Security on 1-800-772-1213.   OFFICIAL WEBSITE for the Social Security Administration:  www.ssa.gov    Social Security is paid to resident Brits employed in the USA who have been paying into Social Security here for years.  MISERABLE NOTE: The US Government docks some of your benefits if you are receiving a pension or social security from the UK.  Utterly unfair.  

  • ►  DON’T BE BATTERED BY BREXIT!  DO YOU NEED TO TRANSFER CURRENCY OVER FROM THE UK?   OR SEND TO UK FROM FLORIDA?  BENEFIT FROM BREXIT!   TRANSFER UK CURRENCY SAFELY TO/FROM  the UK.   At lower rates than any bank .   For property/business transactions/pension funds transfer or other purposes.   Or transfer to/from any other  country worldwide.  FABB you help you save considerable  exchange fees via our partner Moneycorp.   WE RECOMMEND MONEYCORP of the UK with an office in Orlando, Florida.  Moneycorp is the only UK currency exchange company licenced to deal in 50 states.   Many expat Brits here have used this currency service for years and report huge savings and satisfaction.   Phone Moneycorp’s Kelly Cutchin direct on her cell [863] 207-6616 to ask all your questions.  She is based at their HQ in Orlando.  Or email your query to Kelly Cutchin  kelly.cutchin@moneycorp.com for details.  Moneycorp has a UK office too so she may set up your account in the UK—whichever suits you.  

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